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Drew

Member Since 11 Apr 2007
Offline Last Active Oct 27 2017 07:20 AM

Posts I've Made

In Topic: gaf meltdown

26 October 2017 - 07:05 AM

I was using Fidelity before and their fees were insane - an "account maintenance" fee that they levied every three months that I never would have noticed had I not kept close tabs on my account is just one example. Dropped them and moved everything to Vanguard, no fees whatsoever outside of the day trading fee (which you really shouldn't be doing anyway) and the expense ratios on the funds themselves. They waive your yearly fee if you go for paperless statements which is what I prefer anyway. It's amazing.


In Topic: gaf meltdown

26 October 2017 - 05:53 AM

According to the grapevine, registration should open for everyone before next week. We'll see - the launch has been very smooth so far though. I think there are a handful of major invite waves left and then the doors will be opened for everyone.

 



Just curious, what did they generally recommend in the retirement/401k/investment thread? Any particular strategy or types of funds that stood out?

Buy low cost index funds through a major broker - you want the lowest cost fund you can find in terms of expense ratios. There's a stellar podcast by Freakonomics that covers the topic well, and features an interview with Jack Bogel (among others) in an attempt to explain the philosophy.

 

Never pay for an investment adviser (a financial adviser is OK if you are juggling a lot of assets like multiple rental properties, but I would typically say it's probably worth it to hire a management company and a tax guy instead - be wary of investment advice no matter where it comes from, most good information is available online for free).

 

I have dumped all of my non-pension savings into cascading Roth IRA, 403b, and a taxable Vanguard account - all purchase VANG INST INDEX PLUS (a whole-market index) with 100% of my contributions and re-invest the earnings into the shares of the same fund. My YoY RoI is sitting at close to 19%...


In Topic: m cheifs cumpilation

24 October 2017 - 10:58 AM

With a solid PC port that has server browser support for each online portion of the game, all sins will be forgiven.

 

Let it be known.


In Topic: Star Wars VIII The Last Jedi

24 October 2017 - 10:56 AM

I should probably buy my tickets...


In Topic: Destiny 2

24 October 2017 - 10:55 AM

Bungie decided to truncate the endgame in the name of appeasing casuals - are we really that surprised?

 

That said, it's not like I have any right to open my non-committal mouth so w/e.


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